Usage-based insurance (UBI) - Pay as you drive (PAYD)

UBI & PAYD Payment for vehicle insurance policies

In response to one of the trends with the greatest potential in the automobile insurance business, Global AVL has worked closely with representative industry players to understand their needs and make available to our customers specific usage analysis capabilities for pay per use policies.

Global AVL’s GPS asset location software incorporates functionality to determine the dependencies of the costs of insurance policies based on the type of vehicle used, airtime measurements, distance, driving style, etc.

  • Calculation of total distance travelled daily, weekly, or monthly
  • Discrimination between private and work use
  • Get vehicle diagnostic error codes
  • Get driving habits
  • Generate specific reports
  • Send real time data to insurers
  • Protect the privacy of users (excluding the geolocation data)
  • Proprietary algorithms including insurance